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QBPOS-Help/backups/backup_html_20260109_181155/receipt_payment_debit.htm

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<title>Take Payment by Debit/ATM Card</title>
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<p class="Help-Heading-1" style="background-color: #008000;">Take Payment by Debit/ATM Card</p>
<p class="Help-Main-Topic-Links"><a href="receipt1014.htm">Payment Overview</a> <font color="#C0C0C0">|</font> <a href="receipts_payment_debitguidelines.htm">Void a Debit Card Payment</a></p>
<p class="Help-Text">&#160;</p>
<p class="Help-Note">This topic applies to users of the QuickBooks Desktop POS Merchant Service. <a href="receipts_othermas.htm">What if I use another Service?</a></p>
<p class="Help-Info-Line">To take full payment with one debit card: <font class="hcp1">(modifications for splitting payment are covered</font> <a href="receipt_splitpayment_debit.htm" style="font-weight: normal;">here</a><font class="hcp1">)</font></p>
<p class="Help-Text"><a href="receipt_ingenico2100_note.htm">Note for users of the Ingenico eNcrypt 2100 or 3070 PIN pad<img src="../image/yellow_up.gif" alt="Click to display a popup topic" title="Click to display a popup topic" style="border: none;" width="10" height="12" border="0"></a></p>
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<p class="Help-Steps">Click <span class="hcp2">Debit</span> as the payment type.</p>
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<p class="Help-Indent">The Debit Card dialog is opened with the full sale amount pre-filled in the <span class="hcp2">Amount</span> field.</p>
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<li class="p-Help-Steps">
<p class="Help-Steps">Swipe or insert the debit card and, if allowed, select a cash back amount.</p>
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<p class="Help-Steps">Click <font class="hcp3">Authorize</font>.</p>
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<li class="p-Help-Steps">
<p class="Help-Steps">Have customer enter their PIN and select <font class="hcp3">OK</font> on the PIN pad.</p>
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<li class="p-Help-Steps">
<p class="Help-Steps">Have customer approve the total transaction amount by selecting <font class="hcp3">OK</font>.</p>
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<p class="Help-Indent">Point of Sale connects to the Merchant Service to obtain authorization.</p>
<p class="Help-Indent">If both of the following are true, Point of Sale will process the transaction and print the receipt without further action on your part. This allows you to return to servicing the customer.</p>
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<li class="p-Help-Nested-List">
<p class="Help-Nested-List">The transaction is authorized</p>
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<li class="p-Help-Nested-List">
<p class="Help-Nested-List">You are configured to <a href="../qbpos_company_preferences/sysprefs03.htm">automatically save/print upon authorization</a></p>
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<p class="Help-Indent">If either of these are <font style="text-decoration: underline;">not</font> true, continue with the following steps.</p>
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<p class="Help-Steps">You will see one of the following messages:</p>
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<p class="Help-Text" style="margin-left: 23.75pt;"><font class="hcp3">Authorized:</font> The debit has been approved. Select <font class="hcp3">OK</font> to close the card dialog.</p>
<p class="Help-Text" style="margin-left: 23.75pt;"><font class="hcp3">Declined:</font> The debit was not approved. Select <font class="hcp3">Cancel</font> to close the Debit window and return to the payment screen. Ask the customer to provide a different form of payment.</p>
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<li class="p-Help-Steps">
<p class="Help-Steps">Wait for the receipt to print, if configured to print automatically</p>
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<p class="Help-Text" style="margin-left: 23.75pt;"><font class="hcp3">Or</font></p>
<p class="Help-Text" style="margin-left: 23.75pt;">Select <font class="hcp3">Save &amp; Print</font> to complete and print the receipt.</p>
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<li class="p-Help-Text">
<p class="Help-Text">If applicable, the change window displays the cash back amount to give the customer. Select <font class="hcp3">OK</font> to close the window.</p>
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<p class="Help-Main-Topic-Links"><a href="receipt_payment_debit.htm">Return to top</a></p>
<p class="Help-Main-Topic-Links">&#160;</p>
<p class="Related-Topics">Related Topics</p>
<p class="Help-Main-Topic-Links"><a href="../qbpos_merchant_service/help_troubleshoot_mas.htm">Connection failed messages</a></p>
<p class="Help-Main-Topic-Links"><a href="receipts_payment_debitguidelines.htm">General debit/ATM card guidelines</a></p>
<p class="Help-Main-Topic-Links"><a href="receipts_payment_ccdebithardware.htm">Hardware requirements for Merchant &amp; Gift Card Services</a></p>
<p class="Help-Main-Topic-Links"><a href="../qbpos_company_preferences/sysprefs03.htm">Configure debit preferences</a></p>
<p class="Help-Main-Topic-Links"><a href="../qbpos_merchant_service/cardservices13.htm">Merchant Service reports</a></p>
<p class="Help-Main-Topic-Links"><a href="../qbpos_merchant_service/help_troubleshoot_mas.htm">Merchant Service FAQs</a></p>
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