Initial commit - QBPOS Help
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<meta name="generator" content="Adobe RoboHelp 2019">
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<title>General Credit Card Guidelines</title>
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<p class="Help-Heading-1" style="background-color: #008000;">General Credit Card Guidelines</p>
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<p class="Help-Main-Topic-Links"><a href="../qbpos_merchant_service/cardservicesoverview.htm">Merchant Service Overview</a> <font color="#C0C0C0">|</font> <a href="receipts_payment_creditcard.htm">Credit Card Payments</a></p>
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<p class="Help-Text" style="margin-top: 0; margin-bottom: 0;"> </p>
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<p class="Help-Note">This topic applies to users of the QuickBooks Desktop POS Merchant Service. <a href="receipts_othermas.htm">What if I use another Service?</a></p>
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<p class="Help-Text"> </p>
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<p class="Help-Heading-2">Accepted Card Types</p>
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<p class="Help-Text">Allowed credit card types are Visa, MasterCard, American Express, Discover, Diners Club, and JCB. Up to three credit card payments can be accepted on a single transaction. You can specify the specific card you accept in <a href="../qbpos_company_preferences/companyprefs_tendering.htm">company preferences</a>.</p>
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<p class="Help-Text"> </p>
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<p class="Help-Heading-2">Using a Credit Card Reader</p>
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<p class="Help-Text">The QuickBooks Desktop POS Merchant Service does not require a card reader to process credit card transactions. However, you may get a lower rate when using a card reader to authorize these transactions (see below). The credit card payment procedures refer to card readers and PIN pads for use with credit card transactions. See <a href="receipts_payment_ccdebithardware.htm">Credit, Debit, and Gift Card Hardware</a> for more information on supported card readers.</p>
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<p class="Help-Text" style="margin-top: 0; margin-bottom: 0;"> </p>
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<p class="Help-Heading-2">Card Not Present</p>
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<p class="Help-Text">The QuickBooks Desktop POS Merchant Service does not require that the credit card be present to authorize a transaction; however, you do need to have the customers name, ZIP code, card number, and expiration date. <font class="hcp1">"Card not present" fees apply.</font> <font class="hcp1">Refer to your QuickBooks Desktop POS Merchant Service agreement for more information.</font></p>
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<p class="Help-Text"> </p>
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<p class="Help-Heading-2">Address Verification Service</p>
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<p class="Help-Text">Point of Sale performs an address verification on all credit card transactions that are <font class="hcp2">entered manually (not swiped or inserted)</font>. The service checks if the customers ZIP Code, and optionally street address, matches the address currently on file at the cardholders bank and alerts you if there is a mismatch. <a href="../qbpos_merchant_service/cardservices_avs.htm">Learn more</a>.</p>
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<p class="Help-Text" style="margin-top: 0; margin-bottom: 0;"> </p>
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<p class="Help-Heading-2">Card Verification</p>
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<p class="Help-Text">It is mandatory to enter the card verification code for your transactions. Point of Sale can also perform a check of the card verification code when <font class="hcp2">manually entering</font> card information. This verification helps to confirm that the customer actually has the card in his/her possession at the time of the sale. You are alerted in the event of a mismatch with the card issuer records. <a href="../qbpos_merchant_service/cardservices_verificationcodes.htm">Learn More</a>.</p>
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<p class="Help-Text" style="margin-top: 0; margin-bottom: 0;"> </p>
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<p class="Help-Heading-2">Credit Card Settlement</p>
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<p class="Help-Text">Although credit card transactions are authorized immediately, funds are not transferred to your bank account until the transactions are settled by running the <a href="../qbpos_end_of_day/eod_merchantservicebatch.htm">End of Day</a> procedure. It is important that you settle transactions daily to avoid paying higher fees on your credit card transactions.</p>
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<p class="Help-Text"> </p>
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<p class="Related-Topics">Related Topics</p>
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<p class="Help-Text"><a href="../qbpos_merchant_service/mas_PCIDSS.htm">Protect your customers' card data</a></p>
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<p class="Help-Text"><a href="receipts_payment_creditcard.htm">Take payment by credit card</a></p>
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<p class="Help-Text"><a href="../qbpos_merchant_service/cardservices05.htm">Credit card returns</a></p>
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</body>
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</html>
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