Address and Card Verification Check Results

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Address Verification Service (AVS) Result Guide

A Comparing the provided information with file in cardholder's bank, the street address matches but ZIP Code does not match

E Error Response for Merchant Category Code provided in the message

N Comparing the provided information with file in cardholder's bank, both the street address and ZIP Code do not match

R Please retry, system not available

S Address Verification Service is not supported by cardholder's bank

U Address information is not available from cardholder's bank

W Comparing the provided information with file at cardholder's bank, 9-digit ZIP Code matches, but numeric street address does not match

X Comparing the provided information with file at cardholder's bank, there is an exact match of numeric street address and ZIP Code

Y Comparing the provided information with file at cardholder's bank, there is a match of numeric street address and 5-digit ZIP Code

Z Comparing the provided information with file at cardholder's bank, 5-digit ZIP Code matches, but numeric street address does not match

G Cardholder's bank is a non AVS participant outside the U.S.; not verified

Card Verification Code (CVC) Result Guide

M Card verification value entered matches that on file with cardholder's bank

N Card verification value entered does not match that on file with cardholder's bank

P Card verification value check could not be processed

S Card presented should have a card verification value; merchant indicated card verification value is not present

U Cardholder's bank is not certified for the card verification value (CVV) check service

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